Are you paying for your employer's ability to stay in business
Here is a scenario:
A project/job needs a bid. The employees of the company are asked to input their time estimate. They do, and it turns out that the job has a tighter budget than the time required at the normal rate. The boss then decides to lower the price to get the project. Now they can't have it eating into their profits. What do they do? They make the employees work long hours (because you can legally require tech workers over a certain wage without paying overtime). This shifts the cost to the employees.
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You need the skills of a guy that is outside of your budget. You decide to go